September means one thing for many young people around the country – freshers’ week. The mad week of partying that integrates freshers into their new environments can be as much of a strain on the bank balance as it is on the liver. Indeed, starting university necessitates some prudent financial planning. If you do encounter financial difficulties, a company such as Cash Genie will be able to supply a short term loan for some immediate cash flow, but if you are living away from your parents, paying rent, and not earning, you certainly should start thinking carefully about how you are going to get by financially.
It can be hard to stay aware of exactly what your outgoings are, especially if you are spending a lot of your money at the pub. A good way to deal with this is to keep a record of what you spend every day, as this should help you to plan your future outgoings and help you identify where you may be able to lower your spending. It may sound geeky, but it will hardly take any time to make a chart on your computer where you note down where your money has gone over the last few hours or days, and this will certainly help you keep on top of where your money is going.
Many students are able to hold down jobs while they are away at university, but it is impossible to know until you are actually into your course what the demands will be on your time. A course with only six hours of lectures a week may sound easy, but you will soon find that a lot of independent reading will be required – and only after a few weeks will you learn how long this takes. At this point you will know how many hours a week you can commit to working. If you can fit it around your studies, getting a part time job may be a great idea. If you can make your own money while you are studying, you will have less financial stress, and it will also be a useful addition to your CV, illustrating that you can juggle academic commitments with outside activities, and that you have taken control of your own money.
It is not impossible to manage your finances while you are studying – most students do manage to get by without needing to call in the services of a Cash Genie. There are so many ways of saving money that it is up to you to make the most of them – there will probably not be another time in your life when so many things are so cheap! They say your time at university should be the best days of your life, so don’t let money worries ruin it. Just follow this advice, plan your spending and keep an eye on it, and perhaps even try to earn a little money of your own, and you should be able to enjoy student life with no worries! Apart from that next essay deadline, perhaps.
Please visit http://www.cashgenie.co.uk/ for further information about this topic.
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